There are some people who have not purchased Waldorf MD homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.
As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical Steps to Getting Rich”:
“While renting on a temporary basis isn’t terrible, you should most certainly own the roof over your head if you’re serious about your finances. It won’t make you rich overnight, but by renting, you’re paying someone else’s mortgage. In effect, you’re making someone else rich.”
Christina Boyle, Senior Vice President and head of the Single-Family Sales & Relationship Management organization at Freddie Mac, explains another benefit of securing a mortgage as opposed to paying rent:
“With a 30-year fixed rate mortgage, you’ll have the certainty & stability of knowing what your mortgage payment will be for the next 30 years – unlike rents which will continue to rise over the next three decades.”
As an Home owner of a New Construction Caruso Home, your mortgage payment is a form of ‘forced savings’ which allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee the landlord is the person building that equity.
Interest rates are still at historic lows, making it one of the best times to secure a mortgage and make a move into your dream home. Freddie Mac’s latest report shows that rates across the country were at 4.22% last week.
Whether you are looking for a primary residence in Southern Maryland, Charles County, St. Mary’s County, Calvert County, Anne Arundel County or Prince Georges County for the first time as a First time Maryland Home Buyer, or are considering a 2nd home in Waldorf MD, now may be the time to buy.
Find out your Homes Value in Southern Maryland today by filling and submitting the form.
If you are looking to Buy a Home in Southern Maryland, hire a Southern Maryland Realtor to help you find the Home you are looking for. In either Charles County, St. Mary’s County, Prince Georges County, Calvert County or Anne Arundel County, Finding and Hiring a local Realtor will help you find the right home for the right price. If its New Construction you need, your local Maryland Realtor can help you find the right Community or even find the right On Your Lot with Caruso Homes to build your Luxury Dream Home.
Need to know the value of your Waldorf MD?
Please leave a message below and I will return your homes valuation, time to sell on the market and any other information on your neighborhood statistics.
Sorry we are experiencing system issues. Please try again.
Skip Young Realtor
is rated 5 stars on Google based on 3 reviews
04/10/2018 – williamrichmondinc
Sold a Single Family home in 2010 in Mechanicsville, MD.
- Local knowledge:
- Process expertise:
- Negotiation skills:
I tried unsuccessfully for four years to sell my home in Mechanicsville. Two different real estate companies declined to renew my listing. Thank goodness for Skip Young. He never gave up and never made any excuses – and this was at a time when the real estate market was at it’s absolute worst. We had some offers that fell through at the last minute. Skip never wavered. His attitude was always positive. Thanks to Skip’s tenacity and professionalism my house sold and I got the fresh start I needed. Thank you Skip.
10665 Stanhaven Place Suite 300
White Plains, MD 20695
Mon-Sat 8am – 6pm
Skip Young | Caruso Homes | On Your Lot Division
Maryland Homes For Sale
Homes for Sale Indian Head MD 20640 | Homes for Sale La Plata MD 20646 | Homes for Sale Port Tobacco MD 20677 | Homes for Sale Bryans Road MD 20616 | Homes for Sale Bryantown MD 20617 | Homes for Sale Cobb Island MD 20625 | Homes for Sale Hughesville MD 20637 | Homes for Sale Pomfret MD 20675 | | Homes for Sale Waldorf MD 20601, 20602, 20603, 20604 | Homes for Sale Nanjemoy MD 20622 | Homes for Sale Newburg MD 20664 | Homes for Sale Welcome MD 20693 | Homes for Sale White Plains MD 20695 | 20640 | Homes for Sale in 20646 | Homes for Sale in 20677 | Homes for Sale in 20616 | Homes for Sale in 20617 | Homes for Sale in 20625 | Homes for Sale in 20637 | Homes for Sale 20675 | Homes for Sale20601, 20602, 20603, 20604 | Homes for Sale 20611 | Homes for Sale 20622 | Homes for Sale 20664 | Homes for Sale 20693 | Homes for Sale 20695
Infographic by KCM Crew
Buying or Selling Real Estate in Maryland, Servicing these area’s.
Bowie, Waldorf, Coltons Point, Bryantown, Barstow, Solomons, Mechanicsville, Fort Washington, Brandywine, Oxon Hill, Annapolis, Aquasco, Dameron, Welcome, Cobb Island, Helen, Issue, Lexington Park, Hughesville, Lusby, Lothian, Temple Hills, Morganza, Callaway, Cheltenham, Piney Point, Port Tobacco, Bel Alton, Faulkner, White Plains, Pomfret, Benedict, Huntingtown, Marbury, Churchton, Greenbelt, Edgewater, Dowell, Port Republic, Ridge, Scotland, Clinton, Hollywood, Saint Inigoes, Prince Frederick, Bushwood, Tall Timbers, Odenton, Clements, Bryans Road, Valley Lee, Chesapeake Beach, Broomes Island, Leonardtown, Patuxent River, Saint Marys City, North Beach, Rock Point, California, Saint Leonard, Indian Head, Gambrills, Davidsonville, Crofton, Chaptico, La Plata, Mayo, Charlotte Hall, West River, Dunkirk, Deale, Abell, Owings, Nanjemoy, Park Hall, Harwood, Compton, Great Mills, Ironsides, Loveville, Sunderland, Tracys Landing, Mount Victoria, Drayden, Shady Side, Avenue
Sorry we are experiencing system issues. Please try again.
June 11th, 2019
Rent or Buy when PCSing to Forte Meade MD
Rent or Buy during my next PCS? In The Fort Meade real estate market where home prices are rising, many have begun to reexamine the idea of buying a home, choosing instead, to rent for a while. But often, there is a dilemma: should you keep paying rent, knowing that rent is rising too, or should you lock in your housing cost and buy a home? Let’s look at both scenarios and analyze the pros and cons of each: Renting Around Fort Meade MD With the housing market crash in 2008, many homeowners lost their homes and became renters. According to
June 10th, 2019
4 Reasons To Buy A Home This Summer in Waldorf MD
Buying a Home today instead of waiting. 1. Prices Will Continue to Rise in Waldorf MD CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 3.7% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 4.8% over the next year. Home values will continue to appreciate. Waiting may no longer makes sense. 2. Mortgage Interest Rates Are Projected to Increase Freddie Mac’s Primary Mortgage Market Survey shows that interest rates for a 30-year fixed rate mortgage have started to level off around 4.3%. Most experts predict that…
May 16th, 2019
VA Home Loan did you know? Skip Young Fort Meade MD Realtor
The VA home loan is a mortgage loan option offered exclusively to active-military service members, veterans, and surviving spouses. VA loans are financed through private lenders and guaranteed by the Department of Veterans Affairs. 1. SAVE THOUSANDS NO MORTGAGE INSURANCE FEE 2. 0% DOWN PAYMENT 3. NO PRE-PAYMENT PENALTIES 4. DISABILITY BENEFITS 5. GOOD FOR MORE THAN ONE USE
May 11th, 2019
Seller’s 4 Options when your house does not sell | Skip Young
When you house does not sell in Maryland, you bring in Skip Young. When a listing expires, every seller has four options. That’s when you’ll see the described human behavior patterns come into play. 1. Re-list with their current real estate professional ( Real Estate Ethics from Skip Young) 2. Take the house off the market 3. List the house For-Sale-By-Owner (FSBO) 4. Contract with Skip Young to Sell Your Home in Maryland • Option 1: Re-list with their current real estate professional For whatever reason, your house did not sell in Maryland. Perhaps you now realizes how difficult the housing market…